Business
Don't get caught out by new Buy Now Pay Later rules
New affordability checks mean you could be blocked from using Buy Now Pay Later but here are ways to avoid it.
BBC Business•
If you've bought something via Buy Now Pay Later (BNPL) since the summer, then you'll have been tested to see if you can afford it.
BNPL has always been a type of loan, usually paid back in instalments, but it's only been officially regulated since July.
If you fail, then your purchase via BNPL will be blocked. If there's a chance of this happening to you, here are some ways to approach the situation.
Here are four things to consider if you find your account is closed or your borrowing limit has been massively reduced, from Sara Williams, a former volunteer debt adviser at Citizens Advice who posts tips as Debt Camel on social media.